The importance of knowing your benefit coverage
September 10, 2024
Knowing your benefit coverage is important for several reasons, a few of those are:
𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴: To help you budget for and avoid any unexpected costs. This includes knowing what costs are covered, what you might have to pay out-of-pocket, and any deductibles.
𝗠𝗮𝘅𝗶𝗺𝗶𝘇𝗶𝗻𝗴 𝗕𝗲𝗻𝗲𝗳𝗶𝘁𝘀: You want to be able to take full advantage of the benefits that are available to you and avoid paying for things that are covered by your benefit plan.
𝗔𝘃𝗼𝗶𝗱𝗶𝗻𝗴 𝗗𝗲𝗻𝗶𝗲𝗱 𝗖𝗹𝗮𝗶𝗺𝘀: The likelihood of denied claims or unexpected bills is greatly reduced if you know your benefit coverage ahead of a time. Knowing your coverage will help to avoid services that aren’t included (if possible or to budget for them) or those that require prior authorization.
𝗘𝗺𝗲𝗿𝗴𝗲𝗻𝗰𝘆 𝗦𝗶𝘁𝘂𝗮𝘁𝗶𝗼𝗻𝘀: In the event of an emergency, knowing your coverage ahead of time can help to reduce stress and confusion. It will help you to understand what services you can access and what will be covered.
𝗔𝗰𝗰𝗲𝘀𝘀 𝘁𝗼 𝗥𝗲𝘀𝗼𝘂𝗿𝗰𝗲𝘀: Knowing your coverage can help you take advantage of any additional resources that your plan may offer such as mental health support, wellness programs, or discounts on fitness memberships.
Not sure how to find out what your coverage is? Speak to a steward in your workplace, your union representative or email us at membership@ufcw175.com.
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